Information Handout - Probationary Officers (Mains Examination) | J&K Bank - Kashmir Student | 24 Hour Education Service - JKBOSE, Kashmir University, IUST, BGSBU


Thursday, May 30, 2019

Information Handout - Probationary Officers (Mains Examination) | J&K Bank

The Jammu & Kashmir Bank Limited



This handout contains details pertaining to various aspects of the online exam you are going to undertake and important instructions about related matters. You are advised to study the handout carefully as it will help you in preparing for the examination. 
The on-line examination will comprise the following objective type multiple choice tests as stated below :
Sr. No.
Name of Test
No. of Questions
Maximum Marks
General / Financial Awareness

35 Minutes
General English
35 Minutes
Reasoning Ability & Computer Aptitude
45 Minutes
Quantitative Aptitude
45 Minutes

160 Minutes

The total time for the test is 160 minutes; however you may have to be at the venue for approximately  200 minutes including the time required for logging in, collection of the call letters, going through the instructions etc. All tests will be provided in English. Each test is separately timed. Candidates can attempt questions in a particular test during the time allotted for that test only.  All the questions will have multiple choices. Out of the five answers to a question only one will be the correct answer. You have to select the most appropriate answer and ‘mouse click’ that alternative which you feel is appropriate/ correct. The alternative/ option that you have clicked on will be treated as your answer to that question. There will be penalty for wrong answers marked by you. For every wrong answer marked by you, 1/4th of the marks assigned to that question will be deducted as penalty.
The Scores of Online Examination will be obtained by adopting the following procedure :
(i)      Number of questions answered correctly by a candidate in each objective test is considered for arriving at the Corrected Score after applying penalty for wrong answers.
(ii)     The Corrected Scores so obtained by a candidate are made equivalent to take care of the minor difference in difficulty level, if any, in each of the objective tests held in different sessions to arrive at the Equated Scores*
*Scores obtained by candidates on any test are equated to the base form by considering the distribution of scores of all the forms.
(iii)    Testwise scores and scores on total is reported with decimal points upto two digits.
Shortlisting of candidates for the interview will be done on the basis of merit scored in Mains as preliminary Exam was only a qualifier test for Mains. The final result will be prepared on the basis of
Merit secured in the Mains and Interview.

Please note that the types of questions in this handout are only illustrative and not exhaustive. In the actual examination you will find questions of a higher difficulty level on some or all of these types and also questions on the types not mentioned here.
Some sample questions are given below.
General / Financial Awareness
Q.1.      Tarapore atomic power plant is located in –––––
                (1) Bihar                                           (2) Gujarat                  (3) Madhya Pradesh
                 (4) Rajasthan                                   (5) Other than those given as options
Q.2.      The total number of commercial banks nationalised so far is –––––
                (1)   7                             (2)   14                                                      (3)   20
                 (4)   24                          (5) Other than those given as options
Q.3.      To combat the menace of money laundering, which of the following financial institutions has introduced the ‘Know Your Customer’ Scheme ?
                (1)  IDBI                                 (2)  RBI                                 (3)   NABARD
                 (4)  SIDBI                              (5) Other than those given as options
General English
Q.1-2. Read each sentence to find out whether there is any grammatical or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is no error, the answer is ‘No error’. (Ignore the errors of punctuation, if any).
Q.1.    Most of the third world / country are experiencing / the ethnic or communal problem/  
                             (1)                                  (2)                                            (3)                                      in varying degrees. /                                                 No error.              (4)                                               (5)  
Q.2.     The regaining of freedom / as we well know has given rise for / many dormant issues /
                            (1)                                                   (2)                                      (3)
and conflicts in our society.                                 No error.                    (4)                                                     (5)
Q.3-4. Pick out from the words given below each sentence the word which would complete the sentence correctly and meaningfully.
Q.3.    Continuous unemployment has induced in the people a kind of _____ which is most depressing.
              (1)   laziness         (2)   encouragement        (3)   satisfaction     (4)   anger         (5)   awakening
Q.4.     He wants me to look ____ his garden during his absence.
              (1)   at                  (2)   over                         (3)   after               (4)   into         (5)   from
Q.5-10. In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.
 The true (5) of rights is duty. If we all (6) our duties, rights will not be (7) to seek. If leaving duties unperformed we run (8) rights, they will (9) us like an elusive person. The more we pursue them, the farther (10) they fly.
Q.5.      (1)   end (2)   source       (3)   joy             (4)   purpose     (5)   power
Q.6.      (1)   deny            (2)   devote       (3)   discharge   (4)   imagine      (5)   fulfill
Q.7.      (1)   far   (2)   close         (3)   easy          (4)   against       (5)   common
Q.8.      (1)   as   (2)   after           (3)   at   (4)   from          (5)   for
Q.9.      (1)   hold            (2)   grab           (3)   fight           (4)   escape       (5)   chase
Q.10.   (1)   off   (2)   can            (3)   did             (4)   could         (5)   towards
Reasoning Ability & Computer Aptitude
This is a test to see how well you can think.  It contains questions of various kinds.  Here are some sample questions.
Directions : In each of the following questions, there are five groups of letter groups or words in each question.  Four of these letter groups or words are alike in some way, while one is different.  Find the one which is different.
Q.1.      (1) black  
(2) red
(3)  green
(4)  paint
(5) yellow
Q.2.      (1)  BC
(2) MN
(3)  PQ
(4)   XZ
(5)   ST
Q.3.      (1)   Mango
(2)   Apple
(3)  Orange
(4)   Guava
(5)   Rose
Q.4-5. In the following questions a group of numbers and symbols is to be coded by the letter code as per the given scheme and conditions. You have to find out the of the letter code group which  correctly represents the number symbol combination. The sr. no. of that letter code group is your answer. If none of the letter code groups is correct then mark (5) i.e None of these as your answer.
 Number/Symbol : 2 $ @ 7 6 # 8  Letter Code : Q B H L F M T
Condition : 
1.    If the first as well as the last element is a symbol both are to be coded as ‘A’.
2.    If the first element is even digit and last element is a symbol their codes are to be inter changed.
Q.4.      67@2#
            (1) FLHQM      (2) MLHQF      (3) MLQHE        (4) FLQHM           (5) Other than those given as
Q.5.      $687#
            (1) AFTLA       (2) AFTLM      (3) BFTLA       (4) BFTLM               (5) Other than those given as


Directions : In each of the following questions one number is missing. The place where the number is missing is shown by a question mark (?). You have to find out which one of the answers shown against 1, 2, 3 and 4 can replace the question mark. If none of these four can replace the question mark, you will indicate ‘Other than those given as options’ as your answer.
Q.1. 42  +  73  +  137  =  ?
              (1)  352       (2)  252        (3)   242         (4)  142       (5)  Other than those given as options
Q.2. 20 ×     =  ?
                    (1)  4 (2)  5                (3)  12            (4)  20          (5)  Other than those given as options
Q.3. If the profit made by selling a pen for Rs.10 is as much as its cost, what is the cost price of the pen ?
               (1)  Rs.3/- (2)  Rs.5/-      (3) Rs.10/-      (4)  Rs.20/- (5)  Other than those given as options
Also, there may be some questions based on graphs and tables.
Directions : Given below is a table showing percentages out of a total of 700 employees ranking six         attributes that help promotion. Rank I is the highest. Study the table carefully and            answer questions that follow :

% of Employees Giving Different Ranks


Q.4. Which attribute for promotion has received the highest rank ?
               (1) Perseverance (2) Seniority             (3) Honesty            (4) Sociability         (5) Efficiency
Q.5. How many employees gave rank III to intelligence ?
              (1)  119                  (2)  98                    (3)  77                    (4)  70                    (5)  10
Q.6. Which attribute is considered the least important for promotion ?
             (1) Honesty           (2) Intelligence       (3) Perseverance (4) Efficiency          (5) Sociability
(A)      Details of the On-line Examination Pattern
(1)       The examination would be conducted on-line i.e. on a computer.
(2)       The tests will be provided in English.
(3)       All the questions will have multiple choices. Out of the five answers to a question only one will be the correct answer. The candidate has to select the most appropriate answer and ‘mouse click’ that alternative which he/ she feels is appropriate/ correct. The alternative/ option that is clicked on will be treated as the answer to that question. Answer to any question will be considered for final evaluation, only when candidates have submitted the answers by clicking on “Save & Next” or “Mark for Review & Next”.
(4)       The clock has been set at the server and the countdown timer at the top right corner of your screen will display the time remaining for you to complete the test(s). When the clock runs out the exam ends by default - you are not required to end or submit your exam. 
(5)       The Question Palette displayed on the right side of screen will show the status of each question using one of the following symbols: 

 The Marked for Review status for a question simply indicates that you would like to look at that question again. If a question is answered and Marked for Review, your answer for that question will be considered in the evaluation. 
(6)       To select a question to answer, you can do one of the following : 
(a)       Click on the question number on the question palette at the right of your screen to go to that numbered question directly. Note that using this option does NOT save your answer to the current question. 
(b)       Click on ‘Save & Next’ to save answer to current question and to go to the next question in sequence.
(c)       Click on ‘Mark for Review and Next’ to save answer to current question, mark it for review, and to go to the next question in sequence.
(7)       To select your answer, click on one of the option buttons.
(8)       To change your answer, click another desired option button.
(9)       To save your answer, you MUST click on Save & Next.
(10)     To deselect a chosen answer, click on the chosen option again or click on the Clear Response button.
(11)     To mark a question for review click on Mark for Review & Next. If an answer is selected for a question that is Marked for Review, the answer will be considered in the final evaluation.  
(12)     To change an answer to a question, first select the question and then click on the new answer option followed by a click on the Save & Next button.
(13)     Questions that are saved or marked for review after answering will ONLY be considered for evaluation.
(14)     Test name(s) will be displayed on the top bar of the screen. Questions in a test can be viewed by clicking on the test name. The test you will view will be highlighted.
(15)     After clicking the Save & Next button on the last question for a test, you will not be taken to the first question of the (next) test until the time allocated for that test is exhausted. 
(16)     You can move the mouse cursor over the test names to view the status of the questions for that test.
(17)     You cannot shuffle between tests but can shuffle between questions during the examination as per time allocated to a particular test.
(18)     The candidates are requested to follow the instructions of the “Test Administrator” carefully. If any candidate does not follow the instructions / rules, it would be treated as a case of misconduct/ adoption of unfair means and such a candidate would be liable for debarment from appearing for examinations for a period as decided by the Bank. 
(19)     The candidates may ask the Test Administrator about their doubts or questions only before the commencement of the test. No query shall be entertained after the commencement of the examination.
(20)     After the expiry of 60 minutes, the candidates will not be able to attempt any question or check their answers. The answers of the candidate would be saved automatically by the computer system even if he/ she has not clicked the “Submit” button. 
(21)     Please note :
(a)       Candidates will not be allowed to “finally submit” unless they have exhausted the actual test time. 
(b)       Under no circumstances should a candidate click on any of the ‘keyboard keys’ once the exam starts as this will lock the exam. 
B]       General Instructions:
(1)     Please note date, time and venue address of the examination given in the call letter. 
(2)     You may visit the venue one day before the Online Examination to confirm the location so that you are able to report on time (as printed on the call letter) on the day of the examination. Late comers will not be allowed.
(3)     The call letter should be brought with you to the examination venue along with your recent passport size photograph duly pasted on it. (Preferably the same photograph as was uploaded).
(4)     You must scrupulously follow the instructions of the Test Administrator and the Bank Representative at the examination venue. If you violate the instructions you will be disqualified and will be asked to leave the examination venue.
(5)     No use of calculators (separate or with watch), books, note books or written notes, cell phones (with or without camera facility), or any other electronic device will be allowed during the examination.
(6)     Please bring call letter with your photograph affixed thereon, currently valid Photo identity proof in original and a photocopy of the same ID proof which you bring in original - THIS IS ESSENTIAL. Please hand over call-letter alongwith photocopy of photo identity proof duly stapled together to the invigilator. Currently valid photo identity proof may be PAN
Card/Passport/Permanent Driving Licence/Voter’s Card/Bank Passbook with photograph/Valid recent Identity Card issued by a recognised College/University/Aadhaar Card/E-Aadhaar Card with a photograph/Employee ID/Bar Council Identity card with photograph. Please Note - Ration Card and Learner’s Driving License will NOT be accepted as valid ID proof for this purpose. Please note that your name as appearing on the call letter (provided by you during the process of registration) should exactly match the name as appearing on the photo identity proof. Female candidates who have changed first/last/middle name post marriage must take special note of this. If there is any mismatch between the name indicated in the Call Letter and Photo Identity Proof you will not be allowed to appear for the exam. In case of candidates who have changed their name will be allowed only if they produce Gazette notification/their marriage certificate/affidavit.  
(7)     Biometric data (thumb impression and photograph) will be captured at the examination venue both before and after exam. With regards to the same, please note the following :
(a)       If fingers are coated (stamped ink/mehndi/coloured...etc), ensure to thoroughly wash             them so that coating is completely removed before the exam day.
(b)       If fingers are dirty or dusty, ensure to wash them and dry them before the finger print   (biometric) is captured.
(c)       Ensure fingers of both hands are dry. If fingers are moist, wipe each finger to dry it.
(d)       If the primary finger to be captured is injured/damaged, immediately notify the  concerned authority in the test centre.
                     (Any failure to observe these points will result in non-admittance for the examination)
(8)     Your responses (answers) will be analysed with other candidates to detect patterns of similarity of right and wrong answers. If in the analytical procedure adopted in this regard, it is inferred/concluded that the responses have been shared and scores obtained are not genuine/valid, your candidature may be cancelled. Any candidate who is found copying or receiving or giving assistance or engaging in any behaviour unbecoming of a candidate will not be considered for assessment. The Bank may take further action against such candidates as deemed fit by it.
(9)     You should bring with you a ball-point pen. A sheet of paper will be provided which can be used for rough work or taking down the question number you would like to review at the end of the test before submitting your answers. After the test is over you MUST hand over this sheet of paper to the Test Administrator before leaving the venue.
(10)  The possibility of occurrence of some problem in the administration of the examination cannot be ruled out completely which may impact test delivery and/or result from being generated. In that event, every effort will be made to rectify such problem, which may include movement of candidates, delay in test. Conduct of a re-exam is at the absolute discretion of test conducting body. Candidates will not have any claim for a re-test. Candidates not willing to move or not willing to participate in the delayed process of test delivery shall be summarily rejected from the process.
(11)  If the examination is held in more than one session, the scores across various sessions will be equated to adjust for slight differences in difficulty level of different test batteries used across sessions. More than one session are required if the nodes capacity is less or some technical disruption takes place at any centre or for any candidate.
(12)  Please note that a candidate is allowed to appear only once in the online examination. Multiple appearance in online examination will result in cancellation of candidature. In case more than one call letter has been generated, candidates are advised to appear only once on the date and at the time mentioned on the respective call letter. All other call letters are to be surrendered.
(13)  Anyone found to be disclosing, publishing, reproducing, transmitting, storing or facilitating transmission and storage of test contents in any form or any information therein in whole or part thereof or by any means verbal or written, electronic or mechanical or taking away the papers supplied in the examination hall or found to be in unauthorised possession of test content is likely to be prosecuted.
(14)  Instances for providing incorrect information and/or process violation by a candidate detected at any stage of the selection, process will lead to disqualification of the candidate from the selection process and he/she will not be allowed to appear in any J and K Bank recruitment process in the future. If such instances go undetected during the current selection process but are detected subsequently, such disqualification will take place with retrospective affect.
You are advised to bring with you the following:
(i)     Call letter with photo affixed thereon and photo ID card in Original and photocopy as mentioned in point 6.
(ii)    One Ball point pen

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